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中国科学院大学学报 ›› 2006, Vol. 23 ›› Issue (6): 802-807.DOI: 10.7523/j.issn.2095-6134.2006.6.013

• 论文 • 上一篇    下一篇

一个可计息的离线电子现金方案

毕 玉; 高虎明   

  1. 天津财经大学信息系,天津300222
  • 收稿日期:1900-01-01 修回日期:1900-01-01 发布日期:2006-11-15

An Off-line Interest Countable Electronic Cash Scheme

BI Yu, GAO Hu-Ming   

  1. Department of Management Information System, Tianjin University of Finance and Economics, Tianjin 300222, China
  • Received:1900-01-01 Revised:1900-01-01 Published:2006-11-15

摘要: 电子现金作为一种重要的电子支付手段,得到了深入广泛地研究。目前已经有很多种解决方案,但由于很多原因电子现金仍没有得到普及。其中的一个原因是消费者从银行账户中取出一定金额的电子现金后,银行不再为其支付利息,消费者损失了这部分利息。针对这一问题,本文提出了一个可计息的离线电子现金方案,该方案可计提取电子现金到支付期间的利息,弥补了消费者利息的损失,而且在离线的状态下完成电子现金的支付,减少了通信成本。

关键词: 电子现金, 离散对数问题, 匿名性

Abstract:

E-cash (Electronic cash) is an important Electronic payment tool, which is the bottleneck of e-commerce development. Most proposed e-cash schemes are unpractical although it has been studied more than two decades. One of the shortcomings is that the interest of e-cash between drawing and consuming is lost. An off-line interest countable electronic cash scheme is proposed in this paper. The e-cash’s interest can be counted from the time of customers drawing to paying in the scheme. The communication cost is reduced due to its off-line environment.

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